If you’re like most of us, you rarely if ever venture into your home’s attic. Read more
For our first blog post of 2016, we wanted to create an infographic to help people understand some of the numbers behind water damage. When we help people with their water losses, we learn a lot about their pre-conceived notions about water damage losses. Often times, they’re very wrong about the actual facts surrounding water damage.
One of the things we find confuses (and frankly frustrates) homeowners once we’ve met with them to discover their water loss is the fact that it probably could have been prevented. While some losses like flooding from heavy rains can be difficult (and in some cases impossible) to prevent, a lot of the ordinary sudden water damage events we see had a clear reason for being. A reason that could have been identified and stopped.
So for 2016, our hope with this water damage blog is to help people get a better understanding for the how’s and why’s of water losses. As the saying goes, an ounce of prevention is worth a pound of cure. And the cure for home water damage can be extremely expensive. That’s especially the case if your water loss is a result of negligence.
Water damage and homeowner negligence
Buried in every homeowners policy, regardless of provider or level of coverage, is a section that makes clear the insurer is not responsible for the costs of water damage restoration that are incurred due to negligence on the part of the homeowner. You might think that pertains to events like accidentally leaving the bathtub running and then forgetting to turn it off only to notice water dripping from the ceiling on the floor above, but surprisingly accidents like that are covered. What your policy is talking about is things that were foreseeable conclusions due to you not properly maintaining your home’s systems.
The example we like to use the most is an old, corroded water heater. You know the one we’re talking about. It looks like it’s been sitting in a junk yard for 3 decades in the freezing rain. But in reality, it’s spent all of those days dutifully providing hot water to your home. Then one day it fails. Guess what? That was easily foreseeable. In fact, it was only a matter of time before it happened. The signs were there, but you ignored them and just hoped it wouldn’t happen. In your insurer’s opinion, they shouldn’t be responsible for events like this. As a homeowner, part of your duty is to properly maintain your home. If you neglect that duty, then you’re going to pay the price.
Don’t be a statistic this year!
Our goal with this blog has always been to educate people. And this year, we’re committed to finding even more ways to educate our readers about the perils of water damage, sewage backups, and every other type of disaster that can happen in a home or business. We hope that your new year is off to a wonderful start and we look forward to another year of education, awareness, and generally trying to be helpful to our readers!
And as always, if you’ve found our web site because you’ve suffered emergency water damage, we would certainly appreciate the chance to earn your business!